Lindsey White Hard money lender Tampa Image

Loan Programs for Every Investment Strategy

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For Builders

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Helping You Achieve Success


Lindsey is your local Florida hard money lender. She has been assisting Florida businesses and partnering with investors since 2010. She began her career as a commercial lender after graduating from the industry’s #2 rated banking training program in North Carolina (BB&T’s Leadership Development Program).

She is a third-gen Florida native and FSU graduate who loves to play tennis, dance, play poker and spend weekends on or at the water with family and friends. She has a passion for kids’ athletic development, so she created and sponsors a youth dance scholarship in Pinellas County. She supports her Tampa Bay community through philanthropy projects and leadership roles in local organizations. Lindsey works tirelessly fighting for her clients’ best interests and finding loan solutions for real estate needs. She maintains a 5- star rating from her clients. Over the past 6+ years, of her professional career, she has closed $20-25 million per year in new loans. Lindsey looks forward to assisting you with your next real estate project and becoming your local lender for life!




Hard Working.



Fast Closings

Close in 48 hours or less without an appraisal.

Competitive Interest Rates

Get the most competitive rates in the industry.

No Junk Fees

Pay less out of pocket with no hidden fees.

Easy Street Capital in Tampa, FL

Our lending process is industry-leading in terms of speed and efficiency, allowing investors to win more deals and grow their businesses. Can be completed in less than 48 hours. To avoid the headaches of traditional financing and allow investors to focus on closing their deal, we’ve cut the underwriting red tape and simplified our lending process. When it comes to crafting your loan, we take pride in being extremely transparent and responsive. We fund all of our loans in accordance with the terms agreed upon by our borrowers. There are no last-minute changes. There are no surprises.

The Easy Street Difference

Easy Street Capital is the ideal financing partner for real estate investors of all experience levels and specialties, thanks to its experienced team and innovative loan programs. We have a solution for every investor’s needs, whether they are fixing and flipping, financing a cash-flowing rental, or building from the ground up.

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What do I need to qualify?

We love helping first-time investors get off the ground running while also taking care of our seasoned investors. Requirements vary per deal and transaction. We want to be your lender for life and build a trusting relationship where we can help you retire early with rental & investment real estate. Reach out to Lindsey for more details…

How much money do I need to bring to closing?

While every scenario is different, I tell my investors to use ROUGH math of 20% of the entire project cost while they’re in the field running quick numbers. Cost = purchase price + rehab budget. This 20% estimate includes closing/title/insurance/points.


Do I need a pre-qualification letter?

The great thing about HML (hard money loans) is that it’s essentially a “same as cash” transaction. However, in some cases, the seller may require a pre-conditional letter, which Lindsey can easily provide.

Do you require appraisals?

Easy Street is unique in that we don’t require appraisals on our bridge (EasyFix) or construction (EasyBuild) loans! That is one of the main reasons why we’re able to close so quickly!

What are your requirments?

While we don’t have a credit score minimum, we like to look at the “whole picture” per person/per deal. Easy Street is a “common sense collateral-based lender.” We care about the dirt, the project, the sponsor & the exit strategy…

About Me

Lindsey began her career as a commercial banker in 2010 and is excited to be an investment real estate lender! She supports her local business community through leadership roles in networking organizations and works tirelessly fighting for her clients best interests. The technology & human capital allow some of the fastest turn times in the industry and she is proud to be able to deliver a superior client experience.

Connect With Me

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Linda A., Michigan

Fantastic job by Lindsey White. I’ve had many homes and loans. Lindsey is timely, particular, and does not waste time. Companies are sure to excel with workers like Lindsey. Best overall experience ever."

B. Zippe, Georgia

Lindsey was absolutely amazing. I had a very difficult loan and she always remained positive and never gave up. She is so extremely knowledgeable and helpful. I will recommend her to everyone I know."

Carol L., Pennsylvania

Lindsey is a fantastic person to have handle your loan. She is very helpful and always there for you. She leads you in the direction that will be best for you. I will definitely be working with her again."

Jessica R., Florida

Lindsey is by far the best loan officer I’ve ever had, for all three of my properties. I’ve been working with Lindsey and her team since 2016 and couldn’t imagine working with anyone else. She not only took care of all my needs, but also took great care of family and friends I referred. Lindsey is a wealth of knowledge, extremely professional, and makes home buying and refinancing a breeze. Her attention to detail and willingness to work as hard as possible to make it happen is why I will never use another loan officer."

Mar L., Florida

Lindsey White and her team were awesome! They were fast, efficient, and were always available to answer any questions we had! Lindsey has a great eye for detail and was right next to us through the whole process

A. Valli, Arizona

Lindsey is a true professional. She provided me with a detailed blueprint of what to expect, documents needed & a timeline for each step in the process. She was very thorough & informative. The eDocument process was simple (even for a technology-challenged person) & before I knew it – I was closing and my refi was completed!"

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We have loan programs for every borrower!


Real Estate Investor Financing

540 Trinity Lane N, Saint Petersburg, FL, United States, Florida
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